Top 10 Most Expensive Cars to Maintain

Owning a luxury car is often seen as the ultimate symbol of success and style. But once the excitement of owning a high-end vehicle fades, many drivers are faced with an unpleasant surprise: sky-high maintenance costs. These cars may turn heads on the road, but they can also drain your wallet in the garage.

Luxury and performance vehicles typically require specialized parts, expert mechanics, and more frequent servicing. Advanced features, premium materials, and powerful engines all add to the cost of upkeep. Over time, these expenses add up, making some models far more expensive to maintain than others.

In this article, we’ll break down the top 10 cars that are the most costly to keep in top shape. We used data from repair shops, automotive experts, and maintenance cost tracking websites to create this list. The ranking is based on average annual service costs, common repairs, and long-term ownership expenses.

Why Are Some Cars So Expensive to Maintain?

The cost of maintaining some vehicles climbs quickly due to the price of premium parts and materials. Many high-end cars are built with imported components that are not only rare but also more expensive to replace. Even simple repairs can turn costly when the needed parts are not widely available or must be shipped from overseas suppliers.

Another reason is the type of labor these cars require. Unlike regular vehicles, luxury models often need to be serviced by technicians with special training. These professionals are fewer in number and charge higher fees for their expertise. In some cases, owners have to visit dealership service centers because local mechanics are not equipped to handle the complexity of these vehicles.

Advanced electronics and performance features also contribute to high maintenance costs. From adaptive suspension systems to intricate infotainment units, luxury cars often come with technology that demands careful handling and can be expensive to repair. Combined with the use of top-quality materials and the pursuit of brand prestige, these factors increase the chance of complex breakdowns and higher long-term repair bills.

10 Most Expensive Cars to Keep:

1. BMW 7 Series:

Average Annual Maintenance Cost: Around $1,200 to $1,800

The BMW 7 Series is a flagship sedan packed with advanced features and luxury technology. Common repairs include issues with the air suspension system and failures in the iDrive infotainment unit, both of which can cost well over a thousand dollars to fix.

What makes the 7 Series especially costly to maintain is the blend of high-end electronics, premium materials, and the need for skilled technicians. Even basic repairs often require factory-grade tools and software updates, driving labor costs higher than most other sedans.

2. Mercedes-Benz S-Class:

Average Annual Maintenance Cost: Around $1,300 to $2,000

Known for comfort and innovation, the S-Class is also one of the most expensive luxury cars to maintain. Typical services often go beyond oil changes and brake checks, with many owners dealing with complicated air and hydraulic suspension systems.

One of the most failure-prone systems is the ABC (Active Body Control) suspension, which can cost thousands to replace. The transmission is another area where costly repairs are common. Due to the technical nature of this car, labor charges are significantly higher than average.

3. Land Rover Range Rover:

Average Annual Maintenance Cost: Around $1,200 to $2,500

The Range Rover offers luxury with off-road capability, but it is notorious for frequent reliability issues. Electrical failures, sensor malfunctions, and cooling system problems are regularly reported by owners.

Its complex drivetrain and off-road systems often require special diagnostic tools and knowledge, making repairs time-consuming and expensive. The air suspension system is particularly delicate and costly to fix. While it delivers comfort and performance, it does so at a premium maintenance price.

4. Audi A8:

Average Annual Maintenance Cost: Around $1,200 to $1,900

The Audi A8 is a full-size luxury sedan known for its quiet ride and cutting-edge technology. However, the maintenance costs are steep due to the vehicle’s complex all-wheel-drive system and adaptive air suspension. Repairs to the MMI system, brakes, or turbo components can quickly escalate in price.

Much like other German luxury vehicles, the A8 requires regular servicing at specialized shops or dealerships. The availability of parts and the intricate engineering behind its features make even routine maintenance more expensive than average.

5. Porsche Panamera:

Average Annual Maintenance Cost: Around $1,400 to $2,400

Combining Porsche performance with sedan practicality, the Panamera offers a thrilling drive. But maintaining one is far from budget-friendly. Repairs often involve the PDK dual-clutch transmission or adaptive suspension systems, both of which require specialized expertise and parts.

This car demands frequent oil changes, brake service, and tire replacements due to its high-performance build. The cost of ownership grows quickly once the warranty expires, especially when dealing with performance-related components.

6. Tesla Model S

Average Annual Maintenance Cost: Around $1,000 to $1,600

Although electric vehicles like the Tesla Model S avoid oil changes and traditional engine repairs, maintenance isn’t always cheap. Labor costs are high due to the limited number of Tesla-certified repair centers, and replacement parts must often be ordered directly from the company.

Issues with the battery, touchscreen, or drive unit can lead to very costly fixes. Even something as simple as replacing a door handle or suspension arm can take time and money due to Tesla's repair policies and part sourcing delays.

7. Maserati Quattroporte:

Average Annual Maintenance Cost: Around $1,500 to $2,800

The Maserati Quattroporte brings Italian flair and performance, but with that comes high upkeep. Regular services such as timing belt replacements or brake system overhauls are often costly. Additionally, the car’s engine bay is tightly packed, making even minor repairs labor-intensive.

This model also uses high-end materials and components that aren’t readily available in every region. Owners often find themselves relying on dealerships, further increasing repair and maintenance expenses.

8. Jaguar XJ:

Average Annual Maintenance Cost: Around $1,200 to $2,000

The Jaguar XJ is a refined luxury sedan, but one that can be expensive to keep running smoothly. Common repairs include electronic system faults, air suspension failures, and engine cooling issues. These types of problems require skilled labor and specialized diagnostic tools.

Because Jaguar has fewer service centers compared to other luxury brands, maintenance may require more travel and longer service times. Combined with expensive parts, these factors make the XJ one of the more costly sedans to own over time.

9. Bentley Continental GT:

Average Annual Maintenance Cost: Around $2,000 to $4,000

As a hand-built grand tourer, the Bentley Continental GT is luxurious in every sense, including maintenance costs. Routine services alone are expensive, and repairs to the W12 engine, suspension, or braking systems can reach eye-watering amounts.

Most repairs require a trip to a specialized Bentley service center. From the unique leather trim to the performance-tuned components, everything about this car is tailored, meaning it often takes longer and costs more to repair than mass-market vehicles.

10. Aston Martin DB9

Average Annual Maintenance Cost: Around $2,500 to $5,000

The Aston Martin DB9 blends elegance with power, but it comes with one of the highest maintenance bills in the luxury market. Common issues include gearbox failures, electrical problems, and wear on advanced suspension components.

Because of its low production volume and exotic build, finding parts can be difficult and slow. Technicians familiar with the DB9 are rare, and the level of craftsmanship required for repairs ensures that labor costs remain at a premium.

Factors That Affect Car Maintenance Costs:

Make and Model Rarity: Cars that are rare or produced in limited numbers often come with higher maintenance costs. Parts may be hard to find, and fewer technicians are familiar with their systems. This lack of availability can lead to longer wait times and increased service charges, especially for specialized or custom-built components that are not stocked locally.

Availability of Parts: When parts are easily available, maintenance tends to be quicker and less expensive. However, for imported or discontinued models, sourcing parts becomes a challenge. Owners may have to wait weeks or pay a premium to get specific components delivered, especially if they are custom-made or must be shipped from overseas manufacturers.

Service Frequency and Complexity: High-end vehicles often require more frequent servicing to stay in top condition. Their complex systems also mean that routine tasks take longer and cost more. A simple oil change in a performance car may involve extra steps, special tools, or specific fluids, increasing both labor costs and time spent in the service bay.

Vehicle Age and Mileage: As a car gets older and its mileage increases, wear and tear naturally lead to more repairs. Parts begin to fail, and systems require more attention. Luxury or performance vehicles tend to show aging effects more severely due to their complex builds, which pushes up repair frequency and cost over time.

Warranty and Service Plan Coverage: A strong warranty or a prepaid service plan can ease the burden of high maintenance expenses. Without such coverage, owners pay out of pocket for every repair. Once the factory warranty expires, especially on luxury cars, the cost of even minor repairs can spike dramatically and affect overall ownership affordability.

Fuel Type and Performance Tier: The engine type and performance level of a car also impact maintenance. High-performance engines like V12s or turbocharged units demand more attention and specialized care. Fuel systems in hybrids or electric vehicles may reduce certain costs but introduce new ones, such as battery servicing or software updates, which can also be expensive.

Maintenance Cost Comparison Table:

Below is a detailed comparison of the top 10 most expensive cars to maintain. This table shows the average yearly maintenance cost, estimated 10-year ownership cost, common repairs, and a general reliability rating based on owner reports and expert reviews.

Note: Maintenance costs and reliability scores are estimates based on owner feedback, service data, and expert reviews. Actual costs may vary by location, usage, and service provider.

Are Expensive Maintenance Costs Worth It?

For some drivers, the high cost of maintaining a luxury car is a fair price to pay for the comfort, advanced features, and brand image that come with it. Vehicles like the Bentley Continental GT or Mercedes S-Class offer a driving experience that few others can match. For those who value smooth performance, handcrafted interiors, and top-level technology, the added expenses may feel justified.

However, not every owner finds the cost worth it. Expensive repairs, frequent service visits, and fast depreciation can turn what seemed like a dream car into a financial burden. Many luxury models lose value quickly, and once the warranty period ends, the out-of-pocket costs can become overwhelming. For buyers on a tighter budget, these factors often outweigh the perks of ownership.

There are smarter ways to enjoy a luxury vehicle without paying full price over time. Leasing a new model offers lower upfront costs and often includes maintenance. Certified pre-owned options also provide reliability at a lower price, while still offering quality and style.

Are German cars more expensive than Japanese?

German cars are often more expensive to maintain than Japanese cars. This is mainly because they are built with advanced technology, luxury materials, and performance parts that need special care. Repairs and services usually require skilled technicians and high-end tools, which increases the overall cost. Brands like BMW, Audi, and Mercedes-Benz are known for their precision engineering, but that precision comes with a price.

Japanese cars, on the other hand, are designed with simplicity, reliability, and long-term use in mind. Brands like Toyota, Honda, and Nissan tend to have lower repair costs and fewer major issues over time. Their parts are easier to find and generally cost less. This makes them more affordable to own, especially for people who want a worry-free driving experience.

That said, some Japanese luxury models like Lexus or Acura can still be costly to maintain, though they usually remain more affordable than their German competitors. The difference often comes down to design choices and brand philosophy.

Is It Cheaper to Maintain EVs Like Tesla?

Electric vehicles, including Tesla models, are generally cheaper to maintain than traditional gas-powered cars. They have fewer moving parts, no engine oil to change, and no timing belts, spark plugs, or fuel filters. This means fewer routine services and a lower chance of breakdowns from mechanical wear over time.

However, owning an EV like a Tesla still comes with unique costs. Repairs often require visits to Tesla-approved service centers, which can be expensive due to limited availability and specialized labor. Parts like touchscreen units, suspension components, and battery systems can also be costly to replace if they fail after the warranty period.

Overall, while basic maintenance is usually more affordable for EVs, unexpected repairs or part replacements can still add up quickly. So, while EVs can save money in some areas, owners should still plan for occasional high repair costs, especially if the vehicle is out of warranty.

Tips to Reduce Luxury Car Maintenance Costs:

Follow Preventive Maintenance Schedules: Keeping up with regular service like oil changes, fluid checks, and tire rotations can help prevent larger and more expensive issues later. Skipping basic maintenance often leads to wear on critical parts, which can break down unexpectedly and result in higher repair costs.

Use Certified Independent Mechanics: Instead of always going to the dealership, find experienced independent mechanics certified to work on your car’s brand. They often charge less for labor while still delivering quality service. Just make sure they use proper tools and follow factory guidelines to avoid future problems.

Shop for Extended Warranties or Vehicle Service Contracts: An extended warranty or a trusted service contract can save you thousands in long-term repairs. These plans cover major components after the factory warranty expires and give you peace of mind against unexpected costs, especially for high-tech or engine-related failures.

Avoid Unnecessary Aftermarket Modifications: Installing non-factory performance upgrades may void warranties and put extra stress on engine or suspension parts. Many aftermarket changes affect reliability and increase the risk of failure, which leads to more expensive repairs and trouble down the road.

Use OEM Parts When Possible: Genuine parts from the manufacturer, known as OEM (Original Equipment Manufacturer), are designed to fit and function properly. They may cost more upfront but help ensure better performance and longer-lasting repairs, reducing the need for future service visits or replacements.

Protect Your Luxury Car from Expensive Repairs with American Dream Auto Protect:

Owning a luxury car is a dream come true, until those unexpected repair bills start piling up. At American Dream Auto Protect, we understand that high-end vehicles come with high maintenance costs, but that shouldn’t stop you from enjoying the ride. Whether you drive a BMW 7 Series, Tesla Model S, or a Bentley Continental GT, our extended auto protection plans are designed to help you save thousands in repair and service costs. We cover major components like engines, transmissions, suspension systems, and even high-tech electronics that often fail in luxury models. With 24/7 customer support and fast claims processing, we make it easy to protect your investment and drive with peace of mind. Don’t let expensive repairs hold you back, let American Dream Auto Protect keep you covered every mile of the way. Get your free quote today and enjoy worry-free ownership of the car you love.

Frequently Asked Questions (FAQs):

Which luxury car brand has the highest maintenance cost?

Bentley and Aston Martin are often at the top due to their hand-built parts, limited service centers, and complex engineering. Their yearly maintenance costs can easily exceed $3,000.

Do extended warranties really help with luxury car maintenance?

Yes, a good extended warranty or service contract can cover costly repairs, especially after the factory warranty ends. It helps reduce out-of-pocket expenses for major issues like suspension or electronics.

Why do air suspensions fail so often in high-end cars?

Air suspensions offer a smoother ride but are made up of complex parts like compressors, sensors, and airbags. These wear out over time and are more sensitive to rough roads or poor maintenance.

Can I maintain a luxury car at a regular repair shop?

It depends on the shop. Many luxury models require brand-certified technicians and special tools. Some independent mechanics can handle them, but always check their experience first.

What’s the most reliable luxury car with lower maintenance costs?

Lexus is known for offering luxury with excellent reliability. Models like the Lexus ES or RX are comfortable, stylish, and generally much cheaper to maintain than German or British brands.